About Us

Tonk Insurance provides specialized liability insurance for small businesses local to the Bay Area and across the United States. We stress the importance of understanding each client’s specific needs to provide optimal coverage through partnerships with top-rated insurance carriers.

Why Choose Us?

  • Insurance agents who are specialized in their field with the expertise to help you navigate the risks associated with your specific business.
  • Quick response time if you ever need to revise, update and add endorsements to your coverage.
  • Availability to answer your questions 24 hours a day and 7 days a week

Our Values

  • Clear communication with clients
  • Personalized service to meet your liability needs
  • Comprehensive state-specific solutions

Our Expertise

Leading the team is our founder, Harminder Tonk, who’s a recognized leader with over two decades of experience in the industry.

Harminder Tonk is a licensed insurance broker (license # 0D97527) with over 20 years of experience in the industry. Since 2003, she’s been qualified to provide insurance services. Her license types include accident health or sickness along with casualty, life and property.

Harminder is an active member of the National Association of Professional Insurance Agents (NAPIA) and is a frequent speaker at industry events, sharing her insights on navigating the ever-changing insurance landscape.

harminder tonk insurance license

Also, the team is composed of seasoned insurance professionals each specializing in core services including commercial auto, general liability, workers compensation and umbrella policies. This level of expertise ensures that we’re at the forefront of industry knowledge and trends serving you the best insurance coverage possible.

Content Policy

Our insurance experts write content to educate, inform, and assist you in making informed insurance decisions. Our experts source information from official insurance bodies, which helps ensure the content is accurate, up-to-date and reliable. The content on TonkInsurance.com is based on professional experience, thorough research and industry best practices.

Contact us

Please reach out if you have questions or need further clarification on insurance matters. We We value reader feedback and would love to hear from you.

Visit our Bay Area office or contact us directly.